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New property listed in Rosewood, Saskatoon
I have listed a new property at 331 Stilling MANOR in Saskatoon.
The Emerald model is a 2 storey, 1889 sq. ft. 3 car garage home complete with 3 beds, flex room, bonus room, and 2.5 baths. The beautiful master bedroom is complete with a huge walk in closet and a 5 piece en suite bathroom. The Emerald has two options of transforming the walk-thru pantry to a butler pantry or spice kitchen, this model also has the option of basement development for a total of 820 Sq. Ft with 2 beds, 1 bath and an open concept family room. All North Prairie homes are covered under the Saskatchewan New Home Warranty program. PST & GST included with rebate to builder. Pictures may not be exact representations of the unit, used for reference purposes only. Errors and omissions excluded. Prices, plans, promotions and specifications subject to change without notice.
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New property listed in Rosewood, Saskatoon
I have listed a new property at 323 Stilling MANOR in Saskatoon.
The Emerald model is a 2 storey, 1889 sq. ft. home complete with 3 beds, flex room, bonus room, and 2.5 baths. The beautiful master bedroom is complete with a huge walk in closet and a 5 piece en suite bathroom. The Emerald has two options of transforming the walk-thru pantry to a butler pantry or spice kitchen, this model also has the option of basement development for a total of 820 Sq. Ft with 2 beds, 1 bath and an open concept family room. All North Prairie homes are covered under the Saskatchewan New Home Warranty program. PST & GST included with rebate to builder. Pictures may not be exact representations of the unit, used for reference purposes only. Errors and omissions excluded. Prices, plans, promotions and specifications subject to change without notice.
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New property listed in Rosewood, Saskatoon
I have listed a new property at 307 Stilling MANOR in Saskatoon.
This beautiful 2 storey, 2025 sq. ft. home comes complete with a Smart Home Package. This package includes solar-ready features, Nest Learning Thermostat and the Amazon Echo. On the main floor of this home, you can enjoy friends and family in the open concept living area, which boasts a beautiful chef-style kitchen, complete with a large corner pantry and a half bath. On the second floor this home is complete with a beautiful owner’s suite, with a 5 piece ensuite bathroom, not 1 but 2 walk-in closets! 2 additional spacious bedrooms are located on the second floor, with an additional upper floor bathroom, upper floor laundry and a bonus room which is perfect for movie nights or just relaxing. Pictures are from the recent show home of this model and do not reflect the same finishes
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New property listed in Rosewood, Saskatoon
I have listed a new property at 319 Stilling MANOR in Saskatoon.
“The Sapphire” is a part of the North Prairie Craftsman Series! This modern open concept 1,793 Sq.Ft two storey home with 3 Beds and 2.5 Baths is the perfect functional layout. The main floor is home to the newly designed kitchen with trendy cabinetry, eat-an island. Throughout this model love the upgraded finishing package. The second floor hosts an amazing master bedroom, with a four piece master ensuite, and walk-in closet. Enjoy the convenience of having upper floor laundry. Within each bedroom there is a USB plug-in and TV cable so that you can ensure you are always connected when you need to be. Become tech-savy when you are able to control your thermostat through your phone with the Nest Thermostat. Other helpful features include HRV timers, and bathroom light sensors. The Sapphire also includes upgraded craftsman exterior, spacious front verandah, and a double attached garage. All North Prairie homes are covered under the Saskatchewan New Home Warranty program. PST and GST included in purchase price with rebate to builder. *Pictures not exact representations of the unit, used for references purposes only.
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New property listed in Rosewood, Saskatoon
I have listed a new property at 303 Stilling MANOR in Saskatoon.
Call for specifics. North Prairie Developments introduces the Lincoln Suite. This open concept 2 Storey, 1,530 Sq.Ft. home with 3 Beds and 2.5 Baths is one of our most popular floor plans. The Lincoln Suite home offers the option of developing a legal basement suite of 504 Sq. Ft. with 1 Bed, 1 Bath and separate laundry. The main floor hosts a kitchen that boasts modern cabinetry, an eat-at island, and a large pantry. As well as the main floor laundry room, and 2pc bathroom equipped with motion sensor lighting. Enjoy the upgraded finish package with 4" flat baseboards and 3" flat casings that is throughout your new home. The second floor brings you to the spacious master bedroom, with a walk-in closet and a 3 piece en-suite, USB plug-ins and TV cables are in each bedroom. Other upgrades included with this floor plan is the HRV timer, and Nest Thermostat that help you keep make sure that you can be as energy efficient as possible. This home features upgraded craftsman exterior and a double attached garage. Basement suite development not included in price. All North Prairie homes are covered under the Saskatchewan New Home Warranty program. GST included in purchase price with rebate to builder. Pictures may not be exact representations of the unit, used for reference purposes only.
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Mortgage News - A note from Deb Murdoch - February

A COMMON QUESTION – OTHER THAN DOWN PAYMENT, WHAT OTHER COSTS WILL NEED TO BE PAID TO PURCHASE A HOME?


There are a few different areas of costs when it comes to purchasing a home…costs before you complete the agreement to purchase a new home, costs before you move into your home and ownership costs.


Before you have a firm purchase…


Home Inspection Fee – A home inspection is often a condition of the offer, particularly if it is a pre-owned home. The home inspector goes over the house and provides a report on the condition of the home. The cost of this service can vary.


Deposit – The deposit is required when you make an offer on a property. Once the offer is accepted, the deposit is held in trust until the closing of the sale. At this time it gets applied to the down payment. The deposit amount required is determined usually by the value of the property and what your real estate agent thinks is appropriate.


Appraisal Fee – an appraisal estimates the fair market value of the property. If your mortgage is an insured mortgage (less than 20% down payment), an appraisal is usually not required. If an appraisal is required you should plan on a min $325.


Closing Costs – these are the expenses that you pay when you meet with your lawyer (to sign title transfer and registration of mortgage)


Legal Fees – these are the fees your lawyer charges to complete the paperwork for you


Land Transfer Tax – these are the fees that are paid to land titles when you purchase a new home


Title Insurance – these protect against losses of a property ownership dispute, should there be one; quite often the lender will require one on their behalf. You can also have one on your behalf.


Property Tax Adjustment – if the seller has prepaid taxes for any months after the sale date, they will need be reimbursed


Other Home Ownership Costs


Mortgage Insurance – if you put less than 20% down, then mortgage insurance is required. It can be paid up front but most will have it included in their mortgage. This insurance is provided by either CMHC, Sagen (Genworth) or Canada Guaranty
Home Insurance – all lenders require mortgages to insured against fire and other damage.


So when my clients are planning on purchasing a home and we are going through the preapproval process, I will go through each of these items in detail so my clients can anticipate what their extra costs are going to be. Feel free to reach out to me if you have any questions.


Call Deb Murdoch today!


Deb Murdoch

The Mortgage Group

306.222.7900

debm@mortgagegroup.com


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February 2021 Saskatoon Real Estate Market Update
 


The first month of 2021 was a very busy one! We want to provide you some statistics that show you what we’re experiencing in the market right now, and share our top 3 tips on how to best navigate this fast moving market.


Sales in February 2021


In January, home sales were up +26.9% for the month with 278 sales compared to 219 sales in January of 2020. That’s 59 more sales during this time.There were 1026 active listings in Saskatoon as of February 1. 496 of those listings are single family homes, and 530 are condos. Out of the 496 single family homes, 300 are on the eastside of Saskatoon, and 196 are on the westside.


Single family homes in Saskatoon


These statistics show that, for example, if you were planning to list your single family home on the eastside of the city, you would only be competing with a maximum of 300 other listings. But that number is actually significantly lower than that once you filter out price ranges and specific neighbourhoods/areas. Right now your listing will be competing against a very small number of other listings, which could increase your chances of a quick sale.


Sales Price has increased in Saskatoon


The other important statistic to note is that the average sale price is up +6.8% compared to January 2020.


With the type of market we are experiencing right now, it's a great time to consider moving up. For example, if you’re looking to move from a condo to a single family home, or purchase a home with a bit more space, now is the time! The low inventory and the increased sales prices make it an ideal time to list your home, but on the buying side, you will need to work with your agent to come up with a solid plan of attack to find and secure your perfect new home in this busy market.


Top 3 tips to navigate the current market


We’ve come up with our top 3 steps you need to take to buy or sell in these current market conditions:


1) Be ready to move FAST if the right listing pops up.


Whether you have an existing home to sell, or you’re a first time home buyer, the first step in the home search process is getting mortgage pre-approval. This will ensure that once you find your ideal new home, you already know that you are in a good financial position to make a strong and confident offer.



2) Get your home prepared to sell early


Complete any home repairs or renovations that are required to sell your home. If you’ve been needing to repair your trim and baseboards, or repaint a couple of walls, get it done as early as possible so your home is in the best condition to sell.


Get your home clean, decluttered, and depersonalized. A buyer should be able to immediately envision themselves in your home when they walk through the door. If you are considering using a professional stager, make sure to get them lined up early.


Once your home is looking its best, arrange to have your professional photos taken early. At Tait Real Estate, we always include professional photos with a real estate photographer when you list with us. Having these taken early will allow us to get your listing on the MLS as quickly as possible.


3) Write a personal letter to the seller


In competitive markets like we are experiencing right now, multiple offer situations are common. To stand out from the crowd, we suggest that you write a personal letter to the seller explaining who you are, and why their home is the perfect fit for you and your families needs. This will hopefully build a connection with the seller and tip the scales in your direction.


If you have any more questions about the current market, about Saskatoon, or are interested in getting a plan in place to buy a new home and maybe also sell your current one, reach out to us anytime and we would be happy to go over everything with you.


Thanks Everyone! See you next month.

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